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How long does it take for your credit report to update after a authorized user has been removed? I am really not in a hurry so I do not want to take time to dispute tradeline. Thank you
Probably not too long but I bet it's a few months before you're updated on all three CRB's, especially TU. They are super slow.
I'm a little confused, are you the AU or are you trying to get rid of an AU? My understanding is an AU would not show up on your report..
Good luck.
I was an AU on my wife's BOA account. It counted to part of my overall utilization. The balance was like $4500 with a CL of $5000 so that put me at one card with high %. So back in December of 2012 I had her removew me as an AU on the account. Flash forward to August of this year and it's still showing up on all three reports. So I file a dispute with all three. EX took about two weeks to get back to me and remove it. TU took about a month and EQ is still "researching" it. LOL.
I am having the same issue. I am on a Capital One Credit Card that I didn't know anything about. It is not a joint account, I am listed as an autorized user, the problem is the accout is 120 days past due. I have disputed this with the 3 CRB a few days ago and I am waiting to hear back. Any other suggestions? I am new to this :-)