I was looking at my CR from Experian. They have a Chase account on there that was opened in '98 and says I am an AU. I was born in '90. I'm assuming it's my dad's card and am waiting to hear back from him just to be sure. Are reports supposed to list accounts if you are an AU on them? It doesnt show up on the other two reports. Also, would this be a negative or positive? It did report a balance but it has been PIF every month listed on there. Thanks!