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Request for increase in Limit

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babbles
Established Contributor

Re: Request for increase in Limit

It was about 79% right before that.  I figured I will wait to see if they do an automatic increase instead of burning an inquiry based on your stats, thanks!

Message 11 of 14
Anonymous
Not applicable

Re: Request for increase in Limit

NFCU is a strange beast so I would say it’s probably 50/50 but I wouldn’t expect a large CLI if they give you one while you have that large balance. 

Message 12 of 14
Revelate
Moderator Emeritus

Re: Request for increase in Limit

Depends what credit report they pull; TU still has an element in their dataset for when limits on revolvers change, high balance too.

 

$X from Jan 17 - Feb 18

$Y from Feb 18 - Feb 19

 

If this cut and paste works from an old TU report directly from them:

 

High Balance: High balance of $0 from 08/2015 to 08/2015; $206 from 09/2015 to 09/2015; $678 from 11/2015 to 02/2016; $2,759 from 03/2016 to 04/2017
Credit Limit: Credit limit of $3,000 from 08/2015 to 09/2015; $3,000 from 11/2015 to 04/2017

 

Don't think EQ nor EX have anything similar that I've seen.




        
Message 13 of 14
babbles
Established Contributor

Re: Request for increase in Limit

So what I requested to navy fed is to unblock my automatic increase request, something I remember I did a few years back. Somewhere about 21 March they’ll review to see if I qualify for an increase.
Message 14 of 14
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