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This card can be obtained one of two ways; high income and ok-good credit or modest income and great credit. I fit the second one and got the card...
Have you tried calling the recon number for a decision?
Yes, I called last night and was still the decision is still pending. You cannot recon something that's pending.
@WhiteCollar wrote:Yes, I called last night and was still the decision is still pending. You cannot recon something that's pending.
I think melbaro meant to have them review your app right then on the phone as opposed to reconning.
I frankly didn't see much of a difference between JPM Select and Sapphire Preferred. Relatively the same rates, rewards and AF.
@Elcid89 wrote:I frankly didn't see much of a difference between JPM Select and Sapphire Preferred. Relatively the same rates, rewards and AF.
Here's a quick summary I put together contrasting the JPM Select and CSP (it's been copy and pasted in a few threads now):
So the advantages of JPM Select over CSP are:
And the disavantages are:
From my understanding, JPM Select is a hidden tradeline, no reporting at all.
How come it would contribute to your CR ? Also it will hit you will an inquiry as well.
@Captain4Ever wrote:From my understanding, JPM Select is a hidden tradeline, no reporting at all.
How come it would contribute to your CR ? Also it will hit you will an inquiry as well.
It doesn't contribute to your CR. Many like it because it allows them to carry a balance without it affecting their util since it doesn't report.