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I have been an AM EX card holder for 15 yrs since i was about 16. I had a limit of $20k. I had not used the card in a while as i got a business silver card and a gold card. In 2012 i took out a business loan, bought a new car for $20k through USAA and used a check from chase to get about $7k into my bank. I received a letter from amex for my cash card and my silver card where they reduced both of them to a grand.
I did not really call or do anything at that time and eventually just forgot about it. Recently i applied for a CLI and only got $3k and i cant seem to find anybody that would restore my limit back.
Any suggestions? I dont have a lot of utilization and have always paid my balances off in full. I rarely pay interest.
Well, first off, remember the max CLI for Amex is 3x CLI. But you can get another 3x in 6 months, and another 6 months later, to bring you to $27k