I thought one of the primary staples of this card is that it doesn't report to the CRAs. I thought that would be cool, so I could purchase a new couch without worrying about util.
I applied for it and need to fax them something proving my identity. I had a 660 EQ that is clean and was told I'll be approved when I fax in.
But if it does actually, report, then I have no need.
Here we go again...