@Otto77 wrote:See my previous reply. Once they're linked it's automatic and it all goes into the same points pool. There is no selecting from what account you redeem from. I've been doing this for a year with zero issues. When you do cashback you will see 1 cpp value (again there is no account selection, it is a single points pool) and then if you have a Rewards+ linked you get the 10% kickback after redemption on the next statement. It is really simple. I think you are overthinking this.
Perhaps I am overthinking this.
I understand they come from the same pool of points but they can certainly be redeemed to different accounts, on my end anyways.
The pool of points can be viewed through each account, in app. If viewed through the Rewards+ account, there is mention of the 10% upon redemption.
If viewed through the Custom Cash account, no mention of the 10% upon redemption.
Since the majority of my spend is on my Custom Cash, I just wanted to confirm I could redeem a statement credit to my Custom Cash and get the extra 10%.
Thank you for confirming I can redeem a statement credit on my Custom Cash and expect the extra 10% kickback, since the points are pooled.
Cheers!
It's starting to sound like there is a Citi Trifecta available here, if I already have a Citi DC and CC I can use a Rewards+ to boost my cash back even further? This is very interesting and this might be my next goal.
3/3/24
@Otto77 wrote:The page you are looking at is just showing your pending points and how they were earned. After you redeem then the 10% kickback will show up on that screen as pending for the next statement.
If you go to the actual TY portal and not just the Citi site it is much more clear that the accounts are fully linked as one pool and as one set of redemption options. I agree the Citi site/app is kinda confusing since it doesn't even show cashback as an option for the Rewards+ but it's there in the full TY portal.
The page I was looking at is where I normally redeem my points - as you can see "redeem now" in the screenshots.
I'll definitely have to check out the full portal and likely will redeem through there, to ensure I get the kickback.
Thanks for the info!
** UPDATE **
Thanks @Otto77 for the insight. I decided to login to the TYP portal and redeem my 3,176 points to my Custom Cash as a statement credit.
After that redemption I went back to the app and now see 318 points under the Rewards+ 'Points Back' section. Looks like these are in fact pending for next statement.
Just wanted to follow up for anyone else that might be interested in trying to do this (@Lou-natic)
Cheers!
@Lou-natic wrote:It's starting to sound like there is a Citi Trifecta available here, if I already have a Citi DC and CC I can use a Rewards+ to boost my cash back even further? This is very interesting and this might be my next goal.
The more analogous trifecta is CC+DC+Premier. The Premier adds valuable transfer partners generally valued at close to 2cpp. Adding Rewards+ to make the Quadfecta ensures roughly 11% on your top spend category (up to $500 a month) and 4.4% on everything else. This is assuming you're cashing out your points on travel.
Goals: 
Wishes: 
@CL-Addiq wrote:The more analogous trifecta is CC+DC+Premier. The Premier adds valuable transfer partners generally valued at close to 2cpp. Adding Rewards+ to make the Quadfecta ensures roughly 11% on your top spend category (up to $500 a month) and 4.4% on everything else. This is assuming you're cashing out your points on travel.
So I actually googled Citi trifecta and sure enough this came up. But Citi DC + CC + Rewards+ makes for a serious Cashback trifecta that as far as I can tell can't be duplicated anywhere else. Obviosly if you want to stack travel rewards then it's a different ballgame. I never really travel anywhere so I don't bother with travel rewards.
So wait... there's a 100K annual limit on the 10% kickback from Rewards+?
If so I may need to be strategic about how I redeem the large number of points I have saved up.
