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Ritz Carlton Rewards Surprise, AF refunded

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chalupaman
Super Contributor

Ritz Carlton Rewards Surprise, AF refunded

I was shocked to see that my card now has a -395 dollar balance. I was almost worried it was something bad but I see that they refunded my entire AF! The card is still open with a $1k CL because I moved a bunch of it over to the CSP. I hope it's not a bad sign.

 

I'm gonna see if I can redeem it for cash or something. And here I was thinking that jsucool76 was the only one to get a refund of his AF back. Thanks a lot Chase! I didn't even ask for it either.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 1 of 137
136 REPLIES 136
Anonymous
Not applicable

Re: Ritz Carlton Rewards Surprise, AF refunded


@chalupaman wrote:

I was shocked to see that my card now has a -395 dollar balance. I was almost worried it was something bad but I see that they refunded my entire AF! The card is still open with a $1k CL because I moved a bunch of it over to the CSP. I hope it's not a bad sign.

 

I'm gonna see if I can redeem it for cash or something. And here I was thinking that jsucool76 was the only one to get a refund of his AF back. Thanks a lot Chase! I didn't even ask for it either.


Wait wait wait wait.

 

HOW?!

Message 2 of 137
chalupaman
Super Contributor

Re: Ritz Carlton Rewards Surprise, AF refunded


@Anonymous wrote:

@chalupaman wrote:

I was shocked to see that my card now has a -395 dollar balance. I was almost worried it was something bad but I see that they refunded my entire AF! The card is still open with a $1k CL because I moved a bunch of it over to the CSP. I hope it's not a bad sign.

 

I'm gonna see if I can redeem it for cash or something. And here I was thinking that jsucool76 was the only one to get a refund of his AF back. Thanks a lot Chase! I didn't even ask for it either.


Wait wait wait wait.

 

HOW?!


I dunno. I'll get the screencaps ready to prove it. 

 

I'm still using that card to pay HOV lane charges so there was a $20 charge on it recently. I might use another card for that from now on.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 137
elim
Senior Contributor

Re: Ritz Carlton Rewards Surprise, AF refunded

sweeeeeeeeeeeeeet

 

plus you got the 300 credit?   and the 140k?

Message 4 of 137
Anonymous
Not applicable

Re: Ritz Carlton Rewards Surprise, AF refunded

Jsu wasn't the only one. I got mine refunded via Twitter. Smiley Happy congrats!

Message 5 of 137
chalupaman
Super Contributor

Re: Ritz Carlton Rewards Surprise, AF refunded

Here are the screencaps of what I'm seeing.

 

ritzafrefund.jpg

 

ritzafrefund2.png

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 6 of 137
Anonymous
Not applicable

Re: Ritz Carlton Rewards Surprise, AF refunded

How?

Message 7 of 137
chalupaman
Super Contributor

Re: Ritz Carlton Rewards Surprise, AF refunded


@Anonymous wrote:

How?


It just happened completely on its own. I didn't do anything. Maybe yours might have a refund too.

 

The best possible reason I can think of is that this is their way of convincing me to keep the card beyond the first year or maybe it was a glitch in the system.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 8 of 137
vikingred
Frequent Contributor

Re: Ritz Carlton Rewards Surprise, AF refunded

Yeah I'd love to know how.  My AF just showed up on my statement.

 

HOW?

Message 9 of 137
chalupaman
Super Contributor

Re: Ritz Carlton Rewards Surprise, AF refunded


@elim wrote:

sweeeeeeeeeeeeeet

 

plus you got the 300 credit?   and the 140k?


Yes I did. I keep forgetting to call Ritz so I can have those 140k points converted to SW airline miles. I also still have the gift cards for Delta and Southwest Airlines so that's where the $300 credit went. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 137
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