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SHOULD I CLOSE OR NAW?????

HeavenOhio
Community Leader
Senior Contributor

Re: SHOULD I CLOSE OR NAW?????

I found that spending didn’t matter much as far as getting a PC offer. It definitely matters with CLI offers, though.

Just keep using the card each month until the fee hits. And check for offers each month.
Message 21 of 22
TruSaintsFan
Frequent Contributor

Re: SHOULD I CLOSE OR NAW?????

Yea unfortunately that's not what I wanna do but imma see if they budge before next may, hopefully they come around. My wife use the card since she just got the secured navy as her daily driver so it's getting usage
CSP 17.8K
CHASE FU 7k
BECU VISA CARD 13K
BECU LOC 10K
CONNS(SYNCHRONY) 10K
MY JEWELERS 5K
NEW COAST DIRECT 5K
REGIONS PLATINUM 4K
BBT CASH REWARDS 3.5K
BBT TRAVEL 3.5K
PFU(ELAN FINANCIAL) 2K
CAP1 QS1 1.5K(closed GONE)
DISCOVER IT 2K
KAYS 1K(closed GONE)
NFCU CASH REWARDS 4.5k
CREDIT ONE 500(closed GONE)
OPENSKY 300(closed GONE)
DISCOVER(AU) 38.6K
CITI(AU) 12.5K

INCOME = 207K

Score for Fico are: Oct. 2019 Util 5%
Eq= 689
Trans= 719
Ex= 692
Inquires in last 24mths(Aug19)
Eq= 15
Trans= 12
Ex= 17
Accounts in Last 24mth= 19 6mths= 8(Aug19) 4 accounts have been closed
Car Loan= 1
Installment Loans= 5
CC= 12
4 AU accounts for AAoA since I have so many accounts(lol)
(1)10yrs, (3)8yrs
Message 22 of 22
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