SOUTHWEST CREDIT CARD....yes sorry another thread on this

[ryanbush]

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@Credit314 wrote:

Stormb. No Wells Fargo never came after me. That account became past due back in 2006. It is scheduled to fall off my credit report 02/2013 however it has fallen off my TU report this month but not my EQ or EX.

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so your repo was 6 years old at the time you got approved for a chase card, which is right in line with my earlier post saying he needed to wait 3-4 years after his charge off was paid to have a high chance of approval with Chase....

guys anything can happen, there is no denying that....  I was just giving the OP the most realistic advise, there are always exceptions to everything 

[dodgeball]

i have the slate and thought it was the easiest card to get of chase when I applied just wanted to get my foot in the door. Now a year cant come fast enough so I can PC to a freedom. But in the meantime the slate is where I dump all the small balances when I want to make the credit report look pretty for underwritting

[stormb28]

Credit314,

Youre one lucky scoundrel.

[ryanbush]

it's still 6 years old, and it's a repo not a CC account, there is a difference there to Chase for sure

Have you gotten any auto loans since your charge off?  I would assume you would still be able to get a car loan since it is a secured loan unlike a credit card...

[stormb28]

I was joking, youre lucky, minus the scoundrel. : /

[dodgeball]

Okay so we all know now that chase will give you a credit card with baddies on your report case settled