I checked my offers and they look the same across my cards. That being said being able to use an offer multiple times (on different cards) is an interesting proposition. I don't see discounts I really need and I am not going to change my spending pattern to take advantage, but its possible something good could pop up in the future.
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You might want to try and see if you can get a retention offer from AMEX.
thry may give you a credit against the annual fee or some SPG points.
just call and tell them you no longer think the annual fee for the card is it worth it to you and your thinking about closing the card before the annual fee hits, are there any offers on your account.
They may not offer anything but it's worth a try.
@IWOL wrote:You might want to try and see if you can get a retention offer from AMEX.
thry may give you a credit against the annual fee or some SPG points.
just call and tell them you no longer think the annual fee for the card is it worth it to you and your thinking about closing the card before the annual fee hits, are there any offers on your account.
They may not offer anything but it's worth a try.
Well if they waived the AF or gave me points that offset it I would definetly keep the card. It is worth a try I guess, but I am not sure how good Amex is with retention offers on the SPG.
@Repairman wrote:
@red259 wrote:I have the BCE & Amex Everyday, so I don't think I need another amex at this time.I wanted the SPG card for a long time, but like you, feel like it would be too slow for me earn the points, so sadly, I don't think I'm going to apply as planned...I am curious, however, on your thoughts on the BCE & Amex Everyday cards, as I am considering getting one or both of those. Is there any particular reason you got or advantage you see to having BOTH of those cards? Are you happy with them?
The SPG can be worth it for the bonus in the first year at least. After that year then it will be worth it to some people but not to others, but I'm glad I got it for at least a year. In terms of the BCE & Amex Everyday cards I would not recommend having both. The only reason I have two is that I initially got the BCP and after a year downgraded to the BCE (and its in the SD). I got the BCP before the everyday card came out, otherwise I would have gone with the everyday card. I have been happy with both cards. The everyday card lets you earn MRs without an AF and gives me a bonus on grocery spend so I am very happy with it. I did not get the preferred version, because in doing the math my spend in the bonus categories for this year at least was not going to offset the AF (the first quarter had freedom getting my grocery spend). Also, I wasn't going to have enough small transactions with the preferred card, but I can hit 20 in some months. I definetly made the right call for me, but you should do the math and see if your spend may make the preferred card worth it for you. In terms of everyday vs BCE it is just a matter of taste. One is for travel rewards and the other is for cash back.
@Anonymous wrote:I would move all points FIRST!
If interested there is the new Amex Plenti card, since it's new you may be able to PC.
My understanding is that the points are in a Starwoods account, so they don't go away with the card. If I want to transfer these points to an airline do I need to have the card active or it doesn't matter?
Lots of reports of retention offers for SPG on FT. SPG Points are generally worth atleast 2.2 CPP but sometimes you can get alot more. To cover the value of the annual fee you need to get 3000 points or a statement credit to cover the annual fee. SPG Personal ---------------
9/12 - 3K points offered with no spending-rubu
9/14 - 7k points $110k annual spend
10/3/14 - 7k points $40k spend
10/6 - $50 statement credit (had $27k of YTD spend)
10/8/14 - 3K points or $25 with very little spend. Took points.
10/27/14 no offer except to close.
10/28/14 - 3K points to keep open ($24k spend)
1/15 - 7k points. This in addition to the 7k points I recived in Aug, so 14k points within 5months. Just asked.
1/27/15 - 7k points or $50 statement credit (~$30k spend)
2/8/15 - 7k points or $50 statement credit
2/10/15- 1k points + 500 if I charge $1000 in next month. Canceled.
2/11/15 - 7k points (~$60k spend)
2/15/15 - 3k points ($20k spend)
2/23/15 - 1K points + 500 if I charge $1000 in next month 2/24/15 - 7k points or $50 statement credit (~$90k spend) 3/6/15 - 3k points 3/12/15 - 3k points...yawn. Might cancel 3/16/15- 7k points or $100 statement credit (over $300K spend) 4/3/15 - 1.5k points or $50 statement credit (less than $2k spent YTD) 5/1/15 - no offer 5/2/15 - $100 statement credit or 7K points. ~50K spend. 5/4/15 - 3k points (>100k spend) 5/5/15 - $50 or 100 points with 1K points w/ $1K spend... lol no thx ($65K spent last year)