Oh for sure, I wouldn't push it to that amount myself. Nothing to do with fear of blue envelopes.Though I probably could push it, if I wanted to. Synchrony sends me pre-approvals for other CCs from time to time without me requesting( I'm already at $80k exposure).
It really boils down to how well a person can manage credit. That alone can get you a boatload of offers from lenders. I dare say nearly regardless of income within reason.
If you show them you can handle it, they'll certainly try to give it to you.lol
It really boils down to how well a person can manage credit. That alone can get you a boatload of offers from lenders. I dare say nearly regardless of income within reason.
If you show them you can handle it, they'll certainly try to give it to you.lol
@Gmood1 wrote:
Oh for sure, I wouldn't push it to that amount myself. Nothing to do with fear of blue envelopes.Though I probably could push it, if I wanted to. Synchrony sends me pre-approvals for other CCs from time to time without me requesting( I'm already at $80k exposure).
It really boils down to how well a person can manage credit. That alone can get you a boatload of offers from lenders. I dare say nearly regardless of income within reason.
If you show them you can handle it, they'll certainly try to give it to you.lol
I've noticed banks will certainly try to give me more... 
@CreditCuriosity wrote:Just cause you can have up to 100k in Sync exposure doesn't mean you SHOULD have that much exposure with Sync. Bank or you might just might get the blue envelope that everyone loves here so much on the site. It has alot to do with you credit profile, scores and INCOME as well whether you should have high exposure with Sync. Just my humble opinion. If you make say 40k a year you shouldn't have 80k in Sync. credit(just an example).
40k shouldn't do 80k exposure with SYNC got it thanks! so my income being 28k and having under 30k exposure shouldn't be an issue as I'm not doing double in exposure compared with my income. 
@Anonymous wrote:I think eventually all banks will do some type of request for proof of income to give out big SLs.
If they're going to allow me the full privilege of accessing such capital like Amex has then
no problem as for proof of income that really should only apply to loans for cars and houses lines of
credit are not cash a loan deposited into someones checking account is very different and has more risk for
loss to whoever is providing it. A line of credit not a loan can be declined, closed, reduced very different
products and while they are a risk for the issueing bank they have more control of that risk of loss enough said.
@Anonymous wrote:
@Anonymous wrote:I think eventually all banks will do some type of request for proof of income to give out big SLs.
If they're going to allow me the full privilege of accessing such capital like Amex has then
no problem as for proof of income that really should only apply to loans for cars and houses lines of
credit are not cash a loan deposited into someones checking account is very different and has more risk for
loss to whoever is providing it.
products and while they are a risk for the issueing bank they have more control of that risk of loss enough said.
Just remember...he who has the money makes the rules...not the other way around.
@Loquat wrote:
@Anonymous wrote:
@Anonymous wrote:I think eventually all banks will do some type of request for proof of income to give out big SLs.
If they're going to allow me the full privilege of accessing such capital like Amex has then
no problem as for proof of income that really should only apply to loans for cars and houses lines of
credit are not cash a loan deposited into someones checking account is very different and has more risk for
loss to whoever is providing it.
products and while they are a risk for the issueing bank they have more control of that risk of loss enough said.
Just remember...he who has the money makes the rules...not the other way around.
+1 Agreed