Saks (Capital One) MasterCard - EMV & card expiration

[NegotiatorRogerSmith]

Happy New Year's Eve, people...

I just got my replacement Saks WEMC in the mail yesterday (originally issued 10/2013), and expected the following 2 things:

1. an EMV chip (wasn't originally issued with one, but expected one given 10/2015 liability shift)
2. a longer "valid until" period (previously good for 2 years, now good until 12/16 (exactly 1 year))

This is not something I'm used to. All my other banks renew for 3 years at minimum, and EMV's pretty standard.

Naturally, I called in and humored myself that a CSR can speak intelligently about, well, anything... my mistake.

Has CapOne tightened their belt on account renewals?

Any idea when to expect EMV on their cards?

Thanks and happy New Year!

[Anonymous]

CAP 1 isn't tightening account renewals.  I'd call back again and speak with a supervisor.  It is strange you were also given a one year extension...

[NegotiatorRogerSmith]

turns out the reason is because saks hasn't since been issued with emv, but they are scheduled sometime this year, when replacements will be sent (with longer expiration).

the recent 1-year issuance is to hold us over until then.

[Anonymous]

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@NegotiatorRogerSmith wrote:

turns out the reason is because saks hasn't since been issued with emv, but they are scheduled sometime this year, when replacements will be sent (with longer expiration).

the recent 1-year issuance is to hold us over until then.

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Glad everything worked out for you.