Sallie Mae Target/Wal-Mart Question

Anonymous · ‎01-01-2015

Good Morning and Happy New Year!

For those of you who are able to get 5% back at your local Target and Wal-Mart stores (woohoo!) does this also apply to online purchases? I'm not at all familiar with merchant codes or how they work so I dont know if you have to physically swipe the card in the store, which is what I've done so far, or if an online purchase would also give me 5% back. Thanks!

Anonymous · ‎01-01-2015

@Anonymous wrote:
Good Morning and Happy New Year!

For those of you who are able to get 5% back at your local Target and Wal-Mart stores (woohoo!) does this also apply to online purchases? I'm not at all familiar with merchant codes or how they work so I dont know if you have to physically swipe the card in the store, which is what I've done so far, or if an online purchase would also give me 5% back. Thanks!

Haven't tried it yet.

Anonymous · ‎01-01-2015

Well play the guinea pig and report back in a couple days! I kid Unless you want to

Anonymous · ‎01-01-2015

Won't it show whether the discount is being applied prior to final payment?

Anonymous · ‎01-01-2015

If it does I've never noticed it. It shows the points received once the transaction posts but with SM that seems to take 3 days for me :/

TRC_WA · ‎01-01-2015

@Anonymous wrote:
If it does I've never noticed it. It shows the points received once the transaction posts but with SM that seems to take 3 days for me :/

I got the email yesterday that my new SM is in the mail... If someone else doesn't post back I'm sure I'll try an online transaction soon.

FICO8 current as of : 4-12-24 EQ: 724 TU: 702 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

Anonymous · ‎01-01-2015

Cool

Thanks

longtimelurker · ‎01-01-2015

@Anonymous wrote:
Won't it show whether the discount is being applied prior to final payment?

This isn't a red card, just a credit card, so no discounts, just rewards after purchase posts.

Anonymous · ‎01-01-2015

@longtimelurker wrote:
@Anonymous wrote:
Won't it show whether the discount is being applied prior to final payment?
This isn't a red card, just a credit card, so no discounts, just rewards after purchase posts.

Oh. Thanks for the clarification. Speaking of the Redcard. Still waiting on my permanent one, 12 days later

mountainmom · ‎01-01-2015

I have 5% on my wells Fargo. It only works in the store. I imagine sm is the same. Online codes differently than in store.

Eq 702 TU 707 Exp 718