Sallie Mae starting limits

[Anonymous]

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@oracles wrote:

can you tell me what are your starting limits for people who have this card?

thanks

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Mine was 6.3k when I got it. My average line was about 15k. My lowest line was 5k and highest non-NPSL line was 50k. FICO scores were in the 740+ range. New accounts/inquiries were both very high at the time I got the Sallie Mae (probably 10+ new accounts, 60+ overall reporting accounts, and 5-7 inquiries per CR) because it was during a mini app spree towards the end of my crazy application days. Given my income/profile, the line was extremely low. But given my new accounts, inquiries, and barclay's dislike for those, my line makes sense. I also got a crazy high interest rate over 20% (probably due to new accounts/inquiries). 

[oracles]

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@Anonymous wrote:

Didn't you ask this in your other thread?

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My other thread was more of a situation, this more of a direct question.

would you like to contribute effectively to this thread.

thanks in advance

[Anonymous]

mine was $2,500 which was my average and the rewards caps are max of $1.250 do i have double the max so i am good.

[Anonymous]

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@oracles wrote:

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@Anonymous wrote:

Didn't you ask this in your other thread?

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My other thread was more of a situation, this more of a direct question.

would you like to contribute effectively to this thread.

thanks in advance

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I would have in the other thread if I had something.

[oracles]

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@Anonymous wrote:

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@oracles wrote:

can you tell me what are your starting limits for people who have this card?

thanks

---

Mine was 6.3k when I got it. My average line was about 15k. My lowest line was 5k and highest non-NPSL line was 50k. FICO scores were in the 740+ range. New accounts/inquiries were both very high at the time I got the Sallie Mae (probably 10+ new accounts, 60+ overall reporting accounts, and 5-7 inquiries per CR) because it was during a mini app spree towards the end of my crazy application days. Given my income/profile, the line was extremely low. But given my new accounts, inquiries, and barclay's dislike for those, my line makes sense. I also got a crazy high interest rate over 20% (probably due to new accounts/inquiries). 

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Thanks random for your response

my scores are over 800 and I don't have any inquires on my reports for at least a year.

im just curious as to if they are strict on credit limits.

i currently have a Barclay rewards card with a 31k limit but that may mean nothing nowadays lol

[Anonymous]

Sallie Mae gave me $2,500, however I closed my rewards card and moved the CL over since Sallie also gave me 13.9% APR.

[oracles]

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@Anonymous wrote:

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@oracles wrote:

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@Anonymous wrote:

Didn't you ask this in your other thread?

---

My other thread was more of a situation, this more of a direct question.

would you like to contribute effectively to this thread.

thanks in advance

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I would have in the other thread if I had something.

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Thanks mrptato for your response

ill let you know of my outcome if I decide to do it lol

i am addicted to my score and I don't want to see it drop but I really want this card since it's right around how much I spend monthly on gas and groceries 

getting money back is always great lol 

[Anonymous]

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@oracles wrote:

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@Anonymous wrote:

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@oracles wrote:

---

@Anonymous wrote:

Didn't you ask this in your other thread?

---

My other thread was more of a situation, this more of a direct question.

would you like to contribute effectively to this thread.

thanks in advance

---

I would have in the other thread if I had something.

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Thanks mrptato for your response

ill let you know of my outcome if I decide to do it lol

i am addicted to my score and I don't want to see it drop but I really want this card since it's right around how much I spend monthly on gas and groceries 

getting money back is always great lol 

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I agree..you can always move limits with them if the limit is too low. You can make that SM card whatever you with the ability to move limits around. Best of luck.

[Anonymous]

My initial limit on my Sallie Mae was $1500. I was initially denied. I had to recon to get approved.

[IncrsCreditScore1]

$10000 with 13.99% interest.