Sam's Club card

[Anonymous]

The Sam's Club 5/3/1 card looks like a superior credit card compared to the TE. I'm thinking about applying (I believe they pull TU in Western PA). Can I get a rough idea of the difficulty getting into Sync bank? I want to MC version not the store card ...

On my TU report there's 6 inquiry (3 of them over 12 months). No bad records and over 4 years of credit history. 4 New accounts opened within 6 months.

Thanks!

[pizza1]

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@Anonymous wrote:

The Sam's Club 5/3/1 card looks like a superior credit card compared to the TE. I'm thinking about applying (I believe they pull TU in Western PA). Can I get a rough idea of the difficulty getting into Sync bank? I want to MC version not the store card ...

On my TU report there's 6 inquiry (3 of them over 12 months). No bad records and over 4 years of credit history. 4 New accounts opened within 6 months.

Thanks!

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whats your TU FICO score? and its been better to apply in club when at the desk with membership, because usually a preapproval pops up for th clerk to let you know. 

[Anonymous]

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@pizza1 wrote:

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@Anonymous wrote:

The Sam's Club 5/3/1 card looks like a superior credit card compared to the TE. I'm thinking about applying (I believe they pull TU in Western PA). Can I get a rough idea of the difficulty getting into Sync bank? I want to MC version not the store card ...

On my TU report there's 6 inquiry (3 of them over 12 months). No bad records and over 4 years of credit history. 4 New accounts opened within 6 months.

Thanks!

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whats your TU FICO score? and its been better to apply in club when at the desk with membership, because usually a preapproval pops up for th clerk to let you know. 

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745 according to Barclay's (FICO?). 747 according to CK (not FICO?).

[CYBERSAM]

You should be fine with that score.

This card is in my wishlist too.

[CreditMagic7]

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@CYBERSAM wrote:

You should be fine with that score.

This card is in my wishlist too.

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+1

I was approved for the Mastercard version with a 705 TU FICO a year ago and today it's current credit limit stands at $10K.

Others have been even more aggressive in getting theirs limit much higher on the order of $15-20K! on SP's alone!

[Anonymous]

Yes you should be golden with that score.  I do enjoy my SAMs Club card!!

[Anonymous]

I just applied for the card a couple of weeks ago. I am from Western PA as well, TU score about 750, they gave me the MC with a $2500 SL. Not too bad as I have had a ton of new carda this year, and you can always get SP CLI with Synchrony

[Anonymous]

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@Anonymous wrote:
I just applied for the card a couple of weeks ago. I am from Western PA as well, TU score about 750, they gave me the MC with a $2500 SL. Not too bad as I have had a ton of new carda this year, and you can always get SP CLI with Synchrony

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Thanks very much for your input!

Gonna pay them a visit tomorrow morning to apply for the card! Good day!

[Anonymous]

Preapproval... are those available to current members that already have a PLCC?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
I just applied for the card a couple of weeks ago. I am from Western PA as well, TU score about 750, they gave me the MC with a $2500 SL. Not too bad as I have had a ton of new carda this year, and you can always get SP CLI with Synchrony

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Thanks very much for your input!

Gonna pay them a visit tomorrow morning to apply for the card! Good day!

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Good luck, please provide results.