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Yeah sams accepts Discover and Mastercard credit cards and all debit cards. Just like costco only takes amex credit and all debit cards. Naturally they both take their own store cards Its been like thisfor a while now.
I usually just use my wm card at sams and my amex at costco, easier since i dont use debit cards anymore.
@laz98 wrote:Going to Sam's is what made me realize that almost all of our cards were VISA cards! Strange.
wow, my wife is mildly upset that all of our charge cards are MC and even though I just got 2x AMEX cards, our only Visa card is our debit card, which sucks because the Dollar store she loves only takes Visa. I think the only card I wouldn't mind me Apping right now would be any thing VISA. But I am in gardening mode, 4x TL's in the last 6 weeks, and like 8x tradlines in the last 12 months.
between the 2 of us 5x MC cards, Walmart. Amazon, Tiger Direct, 6 other store cards, AMEX Zync, Blue not an VISA card in the bunch
Sam's Club does accept Visa credit cards for online purchases, made at SamsClub.com.
@mrmagic9799 wrote:Wal-Mart DOES take Visa...
@lithium78 wrote:
You can't use visa at Walmart or Sam's club because visa wouldn't give them a special lower interchange rate. You can only use discover or MasterCard at Walmart of Sam's club. Or you can use their store card.
+1
@laz98 wrote:Going to Sam's is what made me realize that almost all of our cards were VISA cards! Strange.
I'm the total opposite. I have more MC than VISA,
Lots of places are going away from accepting Visa credit cards. What's up with that?
@frogfan12 wrote:Lots of places are going away from accepting Visa credit cards. What's up with that?
I would think it would be AMEX since they charge more per transactions. However I have seen Discover picking up big time up here in the North East.
@teenastie wrote:
@CS800 wrote:
@lithium78 wrote:Isn't Chase Freedom a MasterCard?
Mine is a Visa
And I just checked my Freedom statement and I dont have any WM transaction on it. Not sure why I'm thinking I used a Visa there; maybe my Visa debit in which case it would make sense.
It is only considered Debit if you use your pin number. If you sign for your transactions then it is most assuredly a credit transaction.
Are you sure thats true still? I thought thats why we no longer get rewards on debit cards used as a credit transaction, I thought that there was some kine of law that said debit cards with or without PIN are charged merchant fees equally...I remmember Chase used to only give rewards for debit cards if the pin was not entered however seems like no one gives rewards anymore for debit cards used without PINs
@john398 wrote:
@teenastie wrote:
@CS800 wrote:
@lithium78 wrote:Isn't Chase Freedom a MasterCard?
Mine is a Visa
And I just checked my Freedom statement and I dont have any WM transaction on it. Not sure why I'm thinking I used a Visa there; maybe my Visa debit in which case it would make sense.
It is only considered Debit if you use your pin number. If you sign for your transactions then it is most assuredly a credit transaction.
Are you sure thats true still? I thought thats why we no longer get rewards on debit cards used as a credit transaction, I thought that there was some kine of law that said debit cards with or without PIN are charged merchant fees equally...I remmember Chase used to only give rewards for debit cards if the pin was not entered however seems like no one gives rewards anymore for debit cards used without PINs
By federal law, the interchange fees charged for debit cards went from an average of 44 cents to only 12 cents per transaction (unless issued by a credit union.) Due to that change, most commercial banks no longer offer debit card rewards programs. (That's also the reason that BoA and other banks were exploring the idea of charging per month fees for using debit cards to make up for the lost revenue.)
@lithium78 wrote:
@john398 wrote:
@teenastie wrote:
@CS800 wrote:
@lithium78 wrote:Isn't Chase Freedom a MasterCard?
Mine is a Visa
And I just checked my Freedom statement and I dont have any WM transaction on it. Not sure why I'm thinking I used a Visa there; maybe my Visa debit in which case it would make sense.
It is only considered Debit if you use your pin number. If you sign for your transactions then it is most assuredly a credit transaction.
Are you sure thats true still? I thought thats why we no longer get rewards on debit cards used as a credit transaction, I thought that there was some kine of law that said debit cards with or without PIN are charged merchant fees equally...I remmember Chase used to only give rewards for debit cards if the pin was not entered however seems like no one gives rewards anymore for debit cards used without PINs
By federal law, the interchange fees charged for debit cards went from an average of 44 cents to only 12 cents per transaction (unless issued by a credit union.) Due to that change, most commercial banks no longer offer debit card rewards programs. (That's also the reason that BoA and other banks were exploring the idea of charging per month fees for using debit cards to make up for the lost revenue.)
SO in effect the 12 cents does not matter if you use the pin or not on a debit card Visa