Hello all...I was just wondering if it's possible for those of us who have been successful with emailing the Cap1 EO to post a few examples of the email verbiage they used. For example, I don't want to seem overly sycophantic but also want to "suck up" appropriately thickly...lol. Any suggestions would be great. Thank you.
Here is the email I wrote. Feel free to use it as a template, but I encourage anyone going this route to make it personal. I ended up getting a $6,000 increase to $7,500.
--
Good day Sir,
My name is NAME, and I am writing in regards to my Capital One credit card.
Due to the nature of my work, I spend a great deal of time outside of the United States, where my Capital One credit card would shine, were it not for the low credit limit. I have been using a Capital One credit card since DATE (my first credit card), which is attractive to me for its lack of foreign transaction fees, among other things.
Unfortunately over the past 6.5 years, my credit limit has only been raised from the initial limit of $500 (if I recall correctly) to $1500, via an automatic credit limit increase a number of years back. With my current limit, it is not practical for me use this card on business and personal trips abroad, while keeping my debt to credit utilization in mind.
I have made a couple of attempts to have my credit limit raised, and/or an upgrade to another credit card via Capital One's customer service team over the past year or so to no avail. I was hoping that you could put me in touch with one of Capital One's credit analysts for a more personal look at my credit/financial situation, and I think you will find that I am a great candidate for a credit limit increase.
I can be reached at TELEPHONE NUMBER at any time that is convenient for you, or at this email address if that will be easier. I look forward to hearing from you.
Respectfully,
MY NAME
--
Good luck.
@Ron1 wrote:You have to ask them nicely on the email. It also tell them why you need a CLI. Make sure leave them your contact number. So they can call you back. By the way, you alos need to tell your name and last 4 digit of your credit card account number.
Hopefully, it helps you to get started.
Ron.
I didn't leave my last 4 or anything like that. When they called they verified everything with me, and we went from there.
My DH didn't leave his cc number either. They verified it when they called.
This is email I sent them and received call the same day.
I want to thank you first of all for extending me credit back when nobody else would. I have had my two capital one credit cards for a while now. I have had my rewards card for over a year now and the platinum card for about six months now. I have worked hard in rebuilding my credit and look forward to many years with my capital one cards. I have made every payment on time and try to pay in full as often as I can.
I am writing to request a limit increase on my rewards card. I have called in but it appears to be stuck at $500. I want to take advantage of the rewards with this card but at this limit, it is not always possible to do. I have a few purchases I will be making in the near future and would like to utilize my capital one card instead of cash as this will build up my reward points. I would like an increase of $1500 to take my limit to $2000. Feel free to contact me with any questions you might have. Thank you in advance for any help you can provide.
Then I concluded with my name and phone number.
