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Sams Club: Approved instantly, but now denied?

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Anonymous
Not applicable

Sams Club: Approved instantly, but now denied?

Well this isn't how I wanted to start my monday Smiley Mad I got an e-mail from Sam's Credit Card services saying that my application has been denied, not becausse of credit scores, or too many inquiries, but because "Prior application submitted too recently" They must be talking about my Sam's Club membership?? Because I signed up for it and apped for the CC soon after.

 

This is too odd.... and the dang card already posted on my EX report. Smiley Mad

Message 1 of 9
8 REPLIES 8
LS2982
Mega Contributor

Re: Sams Club: Approved instantly, but now denied?

You need to call in, you should still get the card.



EQ FICO 548 3/3/16
Message 2 of 9
Anonymous
Not applicable

Re: Sams Club: Approved instantly, but now denied?

I definitely will be calling them.

Message 3 of 9
bostonte
Frequent Contributor

Re: Sams Club: Approved instantly, but now denied?

If you can't get in touch with someone that can help, go to the club. The service desk can call right in to underwriting and you can speak with someone who can fix it.

 

I had issues when I applied because the employee screwed the application up, but they were able to call in and hand me the phone and everything was sorted out. Then they asked me to pass the phone back, had the employee refresh her screen, and it was showing how it was supposed to and now approved.

Message 4 of 9
TheConductor
Established Contributor

Re: Sams Club: Approved instantly, but now denied?

Yeah this has all the earmarks of a clerical error.  Someone pushes the wrong button or a database procedure is poorly written, and suddenly you have duplicate application records.

 

Call them and calmly explain your situation, and I am sure they will sort you out.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
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Message 5 of 9
Shogun
Moderator Emeritus

Re: Sams Club: Approved instantly, but now denied?

+1  Contact them, get it cleared up.  I bet you get the card.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Message 6 of 9
migliogiorni
Established Contributor

Re: Sams Club: Approved instantly, but now denied?

 

+1

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Message 7 of 9
youngandcreditwrthy
Senior Contributor

Re: Sams Club: Approved instantly, but now denied?

The Customer Service person might have hit submit twice... OooOoo hope you didn't get two hps!! You better make sure!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 9
nicholasyud
Valued Contributor

Re: Sams Club: Approved instantly, but now denied?

Keep us updated but def call them

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 9 of 9
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