Samsung Card

[RootDet]

Hello all,

What is everyone's experience with getting credit line increases on the Samsung Finance Card? This is offered by TD Bank. 

[RootDet]

I did finally call, and credit line increases will be a hard pull. typical narrow minded TD Bank.

[Anonymous]

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@RootDet wrote:

I did finally call, and credit line increases will be a hard pull. typical narrow minded TD Bank.

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But hardly unique to them (see Chase for example).   

WIthout evidence, it's possible that having CLIs reported as HPs would be better for us in the long run,  CLIs IS credit seeking behavior and is invisible to others when banks do SPs.  Maybe more consistent reporting would reduce overall defaults, and then the credit card companies would increase their rewards, lower costs, and generally bring world peace.   But even so, MyFico would stll want SP CLIs so the cards can grow!