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Santander Bravo World MasterCard - updates?

tag
Creditaddict
Legendary Contributor

Santander Bravo World MasterCard - updates?

Anyone looked at this lately and applied?

They are doing 0% for 18 months and TRIPLE Points up to 15k quarterly for Gas, Grocery, and Restaurant!

 

it's starting to look like a great card!

Message 1 of 44
43 REPLIES 43
TRC_WA
Senior Contributor

Re: Santander Bravo World MasterCard - updates?

Pull the trigger!
FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 2 of 44
Creditaddict
Legendary Contributor

Re: Santander Bravo World MasterCard - updates?


@TRC_WA wrote:
Pull the trigger!

I did last year when I still had my BK and was denied...

Message 3 of 44
SunriseEarth
Moderator Emeritus

Re: Santander Bravo World MasterCard - updates?

I'm curious about this one, too, since I need a good restaurant card.   However, I haven't heard good things about the bank, and I'm not sure about how easy the rewards redemption process is.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 4 of 44
keratella
New Member

Re: Santander Bravo World MasterCard - updates?

I've also only heard negative experiences with them. It's worth mentioning that they are a huge international bank that's been around for over 150 years. I suspect they are trying to make inroads into the US by offering services other than the bad auto loans they were (maybe still are) offering.

 

Their website looks quite slick and they also have a 24 month 0% BT card. I haven't seen 24 months in a long time: https://www.santanderbank.com/us/personal/credit-cards/sphere

 

Message 5 of 44
professorr
Regular Contributor

Re: Santander Bravo World MasterCard - updates?

funny how theyll dfeny YOU for a BK  despite that company being nearly BK themselves.  laughable.

 

Message 6 of 44
Creditaddict
Legendary Contributor

Re: Santander Bravo World MasterCard - updates?


@keratella wrote:

I've also only heard negative experiences with them. It's worth mentioning that they are a huge international bank that's been around for over 150 years. I suspect they are trying to make inroads into the US by offering services other than the bad auto loans they were (maybe still are) offering.

 

Their website looks quite slick and they also have a 24 month 0% BT card. I haven't seen 24 months in a long time: https://www.santanderbank.com/us/personal/credit-cards/sphere

 


oh yes, that's the one I was actually looking at... I wonder if the Sphere is any easier or hard to get then the Bravo card?

I applied for Sphere last year.... 24 months 0% is pretty amazing!

Message 7 of 44
improvingmycredit
Valued Contributor

Re: Santander Bravo World MasterCard - updates?

Hey CA!

Do you know who they pull?  I'm curious about this card now!  Thanks.


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 8 of 44
PlasticOrPlastic
Established Contributor

Re: Santander Bravo World MasterCard - updates?


@improvingmycredit wrote:

Hey CA!

Do you know who they pull?  I'm curious about this card now!  Thanks.


Bought a motorcycle through Santander a few years ago...complete nightmare!  I'd never do business with them again.  Never knew they offered credit cards, 24 months 0% is very nice.

Message 9 of 44
improvingmycredit
Valued Contributor

Re: Santander Bravo World MasterCard - updates?


@PlasticOrPlastic wrote:

@improvingmycredit wrote:

Hey CA!

Do you know who they pull?  I'm curious about this card now!  Thanks.


Bought a motorcycle through Santander a few years ago...complete nightmare!  I'd never do business with them again.  Never knew they offered credit cards, 24 months 0% is very nice.


Thanks for the info.  Everything I've read about this bank is bad... thought it might just be the "Internet phenomenon" but I'm beginning to not thinks so.  Anyway... they don't offer this card in my neck of the woods. Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 10 of 44
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