Save yourself from late payment, review your statement
I'm sure this goes without saying for most people, but I've learned this lesson the hard way in the past. And today I had occasion to remember why it is a good idea to open your mail.
I got a statement from my Diner's Club account. I had a Diner's Club at my last job which I left in September 2010. The account should have been closed. Today, when the bill came I opened it to see that I had a $75 charge for the annual fee to participate in Club Rewards. I called them and they immediately credited the fee back and closed the account. But once upon a time I might have just thrown that in the trash. I have most of my bills set up for autopayment, so sometimes I get in the bad habit of just throwing things away.
Starting Score: ~500 (12/01/2008) Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12) Goal Score: 720
Re: Save yourself from late payment, review your statement
I must confess that I am puzzled by how many cards people have, and I wonder how much time it takes to be on top of everything. I know there was a thread some time ago about this, with people saying they use spreadsheets and what not. People are different, have different goals and priorities, and it's great, but I can personally see why Suze Orman advises to have 4-5 cards.
SevenNEW, Garden Nerd - In the Garden until 2015! 4.2K 10K 24.6K