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I need a root canal ASAP so my dentist suggested applying for care credit. I applied and got denied due my bk discharge in Feb 2010. Not sure why I tried since I get turned down by everything GEMB, but I saw that others had success and thought I could too.
When I got the denial letter they showed my EQ score as 598 and I was shocked because I had not received any scorewatch alerts. I pulled my score from myfico.com the next day and it is still at 646. Is there a delay in myfico when you pull your score? Has anyone experience this?
Thanks in advance.
they may not have used a FICO score.
Or if they did pull a FICO, then maybe it was a different version, an industry-specific version (e.g. bankcard-enhanced), or maybe a non-Classic like nextGen.
I see, thank you. I will have to research the other scores so I can get a better understanding.
I don't trust any of these scores anymore!! I am just going to continue paying off my debt and pay cash for everything from now on. We'll see what happens in a few years to my scores. If they go up because of less debt then great, if they don't...Oh well!!
@dallasjetfan wrote:I don't trust any of these scores anymore!! I am just going to continue paying off my debt and pay cash for everything from now on. We'll see what happens in a few years to my scores. If they go up because of less debt then great, if they don't...Oh well!!
Both of these are excellent ideas! Being debt free should be #1 on all our lists of things to do today. IMHO
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".