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Beyond the sheer joy that it brings me to loose one low CL, something else was interesting, I got a 2 point gain in my FICO EQ score.
I closed it after a go around trying to do a PC change and they said no, so I got peeved and closed it LOL. I kept the 4 year Plat just because it had been open for a while.
I cant explain the 2 point increase as there was no balance and nothing else changed in the CR.
Could it be that it was only 8 months old and it knocked off something in the AAoA? I dunno, any thoughts?
Edited- it wast EX, but EQ. came in on my SW
2 points is meaningless.
All things considered I agree, however it was a gain all the same so maybe AAoA isnt calculated exactly as everone thinks.
Maybe it is calculated slightly different for open accounts vs closed accounts. I dunno, just thought I would throw it out for comments.
CR can never be exactly the same, All your accounts aged in that time. .
My guess would be that it had something to do with the change in available credit (%utilization).
It's hard to say without more information being provided. My EQ score went from a 617 to a 618 in 2 days and nothing changed.
Probably just a glitch. I just thought it was strange. Any how its good to knock one low CL out.