Sears CLI

[Kay_Cee]

Does anyone know if a request for a credit limit increase on a Citi issued Sears card is a hard or soft pull?  They are upgrading me to a MasterCard and I'd like to request the increase before the card gets issued.

Thanks!

[Kay_Cee]

Does anyone know?

[DI]

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@Kay_Cee wrote:

Does anyone know?

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I've had my Sears card since 9/09 with a $3600 limit and have pressed the CLI link numerous times only to get the form.  Since its only a store card, to me, its not worth a 'hard' inquiry, so I never go through with the form.  I've read if one gets the form its a hard inquiry.   Also, you're the 2nd person that recently posted their card being upgraded to the Mastercard.  How are you all getting notified?  How long have you had the card?

[Kay_Cee]

I've had the card since 4/09 and I got a mailing from them a month or so ago saying they were going to change it to a MasterCard.  The card hasn't been issued yet but when they do if I don't opt out, they will deactivate store card and I'd have to reapply.  Since I only got the store card to purchase things there while I was working there part-time and supplementing my unemploymet, I won't bother with another store card.

I think I'll wait for the dust to settle on my Chase card and then try for the higher limit before the MC gets issued.

[tntexans72]

I would call CSR and ask myself to make sure if it's a hard/soft pulled. I asked that same question here when I wanted a CLI on my Chase card and was getting mixed infor. I contacted Chase myself and they told me it was a soft pulled.

Good luck !!