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Second Amex delta gold card?

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IodineNightSky
Regular Contributor

Second Amex delta gold card?

Appd and got 1k instance Amex gold delta card about 3-4 weeks ago. Ran about 700$ thru it and pif already - no statement has cut yet. It’s my first Amex and my scores aren’t amazing (see sig).

Read on here you can get multiple amexs in a short time and was playing around w Amex prequal and it says I prequal for Amex gold delta (same card as I have) w 50k mile sub (as far as I know I didn’t get any sub with my current Amex).

Don’t really need more new cards but also wanna move up with Amex as much as possible so another Amex card, if possible and with a good SL, doesn’t sound terrible.

First, can one person have multiple Amex gold delta cards?

Second, does this make sense to app for this? Will it just make me look desperate?

Thoughts?
Current FICO 8s:
EQ: 712 - TU: 719 - EX: 707
Mortgage Ficos: EQ5: 708 - TU4: 729 - EX2: 700
Current Middle Mortgage Score: 708
Goal Scores: 740+


Message 1 of 9
8 REPLIES 8
staticvoidmain
Established Contributor

Re: Second Amex delta gold card?

Did you ask Amex is they can give you the/a SUB? It's weird that you didn't get any.

Message 2 of 9
Shadowfactor
Valued Contributor

Re: Second Amex delta gold card?

There’s absolutely no point in getting another Gold Delta card.

Since you aready have that card, you are not eligible to receive a SUB. This is still true even if you never received a SUB when you first applied for the card.

With that being said, I’ve never not heard of someone getting atleast the standard SUB for any Delta cards. I don’t think I’ve ever heard of the Delta cards being part of Amex’s “credit steps” so you should have received some sort of SUB. Hop on Amex chat and ask them which welcome offer is applied to your card account. The minimum offer is 30K in Miles and goes up to 60K with a lot of different combinations in spend & statement credits




Total Revolving Limits $254,800

Message 3 of 9
K-in-Boston
Credit Mentor

Re: Second Amex delta gold card?

Indeed, the fine print is almost always "if you have or have had this card," not "if you ever received a bonus on this card."  If you want a SkyMiles bonus, go for Delta Platinum the next time that the 70k offer comes up or if you can justify the annual fee, Delta Reserve currently has a 70k offer on Delta's website (have not seen it on Amex yet).

Message 4 of 9
JustBPatient
Established Contributor

Re: Second Amex delta gold card?

You should at some point, contact Amex and ask where the SUB is at, or what if any is being offered.

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 5 of 9
NRB525
Super Contributor

Re: Second Amex delta gold card?

OP if you have only spent $700 then you aren’t to the first level to see whether you got a SUB. Wait until you spend more than $1k and the next statement after that. You likely will get miles.

Don’t apply for another Delta Gold card. In fact, just keep using this card for the next year. Your internal score with AMEX will continue to improve.

Remember, credit is a marathon, not a sprint.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 9
IodineNightSky
Regular Contributor

Re: Second Amex delta gold card?

thanks so much for all the info folks. 

not going to app for another gold delta amex. 

i didnt know there was a chat feature on the amex site and now that it was mentioned i've located it and i'll chat em up to see what if any sub i have. 

thx again - y'all are awesome!

Current FICO 8s:
EQ: 712 - TU: 719 - EX: 707
Mortgage Ficos: EQ5: 708 - TU4: 729 - EX2: 700
Current Middle Mortgage Score: 708
Goal Scores: 740+


Message 7 of 9
IodineNightSky
Regular Contributor

Re: Second Amex delta gold card?

just as a quick update, chat w/amex says i have the 50k miles after 1k spent in the first 92 days. should be at 1k here this week already. 

thx again all. 

Current FICO 8s:
EQ: 712 - TU: 719 - EX: 707
Mortgage Ficos: EQ5: 708 - TU4: 729 - EX2: 700
Current Middle Mortgage Score: 708
Goal Scores: 740+


Message 8 of 9
JustBPatient
Established Contributor

Re: Second Amex delta gold card?

There you go, congrats enjoy the miles!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 9 of 9
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