Secret to Cap1 CLI?

[Kayla325]

Long time customer of CO here, but I can't seem to get another increase. The reason was that my payments weren't big enough. Is there a secret to getting CLI? I understand more than minimum, but how much more??

[oldman425]

We need more info like how long have your card?  How much do you owe on the card?

[kidink1911]

Great question?!

I want to know the same thing too! Cap One has no love for me either (still sitting at the same amount). I would like to know as well!

[pizza1]

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@Kayla325 wrote:
Long time customer of CO here, but I can't seem to get another increase. The reason was that my payments weren't big enough. Is there a secret to getting CLI? I understand more than minimum, but how much more??

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 Try like PIF.?. ( EX....my payments have always been between $1500-$2800). 

There for awhile, I was using my card for everything....and then PIF before the statement cut, then I started letting the statement cut, and then PIF right after. 

Also, for future reference...this should be in the CC section, not in approvals, since there hasnt been a CLI or approval of any kind yet

[pizza1]

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@oldman425 wrote:

We need more info like how long have your card?  How much do you owe on the card?

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+1

[DeeBee78]

Generally they like lots of usage and large payments. This is almost always the method used by many of us to obtain decent CLI's. 

[Anonymous]

Heavy usage and PIF equates to profits for the creditor with almost no risk.  This is the ideal type of customer and one that would likely position themselves for the best CLI opportunities.

[Kayla325]

I've had my card for years now. Probably about 6 years. There is a large balance about $2000 for each of the 3 cards.