I am looking for a guaranteed approval secured credit card where I can deposit $1000. I was turned down for a secured Cap1 even though I have an unsecured card with them! I just would like to make in the inquiry worth it and build my credit. ...and maybe something that will gain some interest??
Cap1 denied me for a secured card when I first started out too, then approved me for a $3000 unsecured card. They're an odd one.
If you happen to bank with any of the big banks you could try them. Wells fargo seems to approve most people for their cards as long as they bank with them. The bank of america secured is also another good card.
Details on your credit report would help us to make more fitting suggestions?
Do you know your score? any derogs?
Check out SDFCU. They offer a great secured card that has the lowest rate I've seen. I believe it's 6.99%. From what I understand there is no hard pull for the secured card.
You have to join first to apply but anyone can join with a small donation to a association.
I don't have the card but I wish I knew about it when I needed secured cards. You can open it with a CD as security so you will also ears half decent interest rate on your deposit, well by today's standards anyways. You also earn points on the secured card for the Flex Points system and it has an EMV chip.
Just google State Department Fedral Credit Union and you can find info on the card on their site.
The only downside is that it does not graduate, but it seems to have the best terms of any secured card out there.
This ^^^^^^^^^^^^^ on the money
Does not HP the only ding would be when it reports as a new TL
OP word of advice tho ........Nothing not even secured cards are guaranteed approvals but this is by far one of the easiest and your best chance for what you want
Thanks I am going to give it a try this evening! Especially since it is SP!
Good luck and best wishes