Secured Cards - Can You Be DENIED???

[Anonymous]

"Whew! I'll never understand why banks/ CCC's don't step in and shut things down a lot sooner, and protect themselves."

I'm convinced this is why AMEX is going nutso with the F/Rs. They are taking steps to prevent potential problems before they happen.

Granted, AMEX does it in such a ham-handed way that it is like curing the disease by killing the patient....but still...

[JeffWeico]

Just a quick update... I am GUESSING that I have been approved by Bank of America, as they cashed my check for $1,000. If not, I guess they will send a check back to me for that amount.

EQ - 586
EX - 578
TU - Not enough accounts to produce a score.

Bank of America checked only my Experian report.

Jeff

[Anonymous]

Congrats!

[haulingthescoreup]

Thanks, Jeff --we've been a bit short on score feedback for the BofA fully secured.

[Anonymous]

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concorduser wrote:

What score do we need to get the National City Secured card?

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From what I've been told the only person they deny is someone not yet discharged from bankruptcy. So score doesn't seem to matter eventhough they do pull a hard.