Previously I was looking for good secured cards that graduated. I looked to this list for help:
https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Secured-Cards-that-Graduate/td-p/491243...It was great! My credit hasnt been this good in years, however ..... continue reading to avoid wasting HPs.
From the "best" list I attempted accounts with
Discover, which I have had for 9months has no graduation.
NFCU, graduated at exactly 6 months when account was PIF.
Capital One, graduated at 6 months previously. I currently went straight for the platinum this go-around (yes, this is my 2nd rebuild)
AHFCU, no option to graduate at all. must apply for new unsecured credit.
From the "good" list:
USAA, no option to graduate at all. must apply for new unsecured credit.
To my point... if you are looking for a card that graduates --- NFCU is the better option from the ones I mentioned. Capital One is the easiest to obtain. Im still holding out on judgement of Discover.
Nonetheless closing my secured cards with USAA and AHCU. My new $4K CLI in other credit will balance it out., I did not try other secured cards but Im sure at this point it would be pointless bc my current cards are working for me already.
