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Secured card with rental car CDW?

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comfortably_numb
New Contributor

Secured card with rental car CDW?

Do any current secured credit cards provide the car rental insurance?

Message 1 of 28
27 REPLIES 27
Pway
Valued Contributor

Re: Secured card with rental car CDW?

It depend on the issuer.  When I had a secured card through my cu years ago it did.  It was out lined in the terms and agreement.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 2 of 28
comfortably_numb
New Contributor

Re: Secured card with rental car CDW?

It seems that after many Visa cards eliminated the CDW waiver last year, the secured cards followed suit. I've been Googling around trying to find one that still has it with no luck.

Message 3 of 28
Anonymous
Not applicable

Re: Secured card with rental car CDW?

I think Cap 1 does provide it, for example my Secured Platinum

Message 4 of 28
C6
Regular Contributor

Re: Secured card with rental car CDW?

Andrews FCU still offers CDW and cash back too.

Message 5 of 28
comfortably_numb
New Contributor

Re: Secured card with rental car CDW?

That only works on on the east coast, right?

Message 6 of 28
C6
Regular Contributor

Re: Secured card with rental car CDW?

Anyone can join Andrews by becoming a member of the American Consumer Council.

Message 7 of 28
comfortably_numb
New Contributor

Re: Secured card with rental car CDW?

Do they do a hard pull on the credit app?


@C6 wrote:

Anyone can join Andrews by becoming a member of the American Consumer Council.


 

Message 8 of 28
C6
Regular Contributor

Re: Secured card with rental car CDW?

Yes. I don't think you will find too many that don't do a hard pull, especially for a secured card. They use to pull from Equifax but the last time I asked they said that they could pull from all three bureaus.

Message 9 of 28
coldfusion
Community Leader
Mega Contributor

Re: Secured card with rental car CDW?


@C6 wrote:

Yes. I don't think you will find too many that don't do a hard pull, especially for a secured card. They use to pull from Equifax but the last time I asked they said that they could pull from all three bureaus.


They weren't wrong.  We've had at least 1 member here whose CC application triggered a hard pull from each of the 3 majors as if they were applying for a Capital One card and my own Titanium application led to a EX hard pull.

 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 10 of 28
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