Most secured cards have you keep the money in a saviings account. You can usually add to the savings account to increase your credit lmit on the secured card. Not all of them let you do this so before you get one you want to make sure they let you do this if raising the limit at a later date is in your plans. I had an Orchard Bank card. When I had it you could raise your limit by makeing aditional deposits in $100 increments. You can find out how to raise the lmiits (if it is possible) by reading the fine print on the applications. If they have a FAQ on there website for the secured card it usually tells you there also. Some only let you raise the lmit to $500, most let you go at least as high as $1000, many go to $5000 some go to 10000. You want to check out if you can increase and how much you can increase, how often you can increase, and in what increments.
