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@Cheryla18 wrote:
@creditYum wrote:For VS, add something to your cart. Go to checkout as guest, fill in your information as it would appear on your credit report. After filling in your billing information, press continue. Then it will show a little popup instead of the next screen which tells you that you have been pre-approved. If you have visitied/shopped at VS.com before, try clearing the cache in your browser or using an incognito tab within google chrome. Good luck!
You said billing information...where you referring to payment info??? or just the address info
From what I've read about the shopping cart trick, your billing address must exactly match what's on your CR for this to work. I've checked it out myself on VS and I got the popup with $1k CL. Didn't take it though but just wanted to see if it worked. It did.
What CB do they pull?
From all the post I have read, it is a SP on Experian
@Cheryla18 wrote:What CB do they pull?
Turns out I was not opted-in...hadn't heard of opting-in or out, but I just did it tonight. The site said it will take 5 days to start. I'll try agaon then.
@toi34 wrote:Turns out I was not opted-in...hadn't heard of opting-in or out, but I just did it tonight. The site said it will take 5 days to start. I'll try agaon then.
Make sure your files are not frozen too.
I just tried it for the lulz and didn't get any pre-approvals. My EX & EQ are frozen
I am in NY and they SP EQ everytime! Never touched EX. I have 6 accounts with them and they keep offering me other pre-approvals for other cards. NO thank you
@enharu wrote:
@toi34 wrote:Turns out I was not opted-in...hadn't heard of opting-in or out, but I just did it tonight. The site said it will take 5 days to start. I'll try agaon then.
Make sure your files are not frozen too.
I just tried it for the lulz and didn't get any pre-approvals. My EX & EQ are frozen
How do i determine if my files are frozen or not? Is there a website for that 2?
@Cheryla18 wrote:
@enharu wrote:
@toi34 wrote:Turns out I was not opted-in...hadn't heard of opting-in or out, but I just did it tonight. The site said it will take 5 days to start. I'll try agaon then.
Make sure your files are not frozen too.
I just tried it for the lulz and didn't get any pre-approvals. My EX & EQ are frozen
How do i determine if my files are frozen or not? Is there a website for that 2?
You freeze your own reports. If you have not initiated that then your reports are not frozen. If you want to find out more, just go to each of the CRA's and search for freeze or fraud alert.
@Rhaeny wrote:
@Cheryla18 wrote:
@enharu wrote:
@toi34 wrote:Turns out I was not opted-in...hadn't heard of opting-in or out, but I just did it tonight. The site said it will take 5 days to start. I'll try again then.
Make sure your files are not frozen too.
I just tried it for the lulz and didn't get any pre-approvals. My EX & EQ are frozen
How do i determine if my files are frozen or not? Is there a website for that 2?
You freeze your own reports. If you have not initiated that then your reports are not frozen. If you want to find out more, just go to each of the CRA's and search for freeze or fraud alert.
Years ago i worked for a Company and their employee info was compromised so they sent a letter out talking about monitoring and they may have froze mine then.
Once you get the cards are you supposed to use the like a regular credit card? As in keep it under a 9% utl? or can you just carry a $0 balance?