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@Shellie:
Has the tricked worked for you? if so, how'd you do it? But yeah, it's probably not a good idea to max those cards out either.
I haven't tried yet. I am just now finding out about this. I was asked to apply for a Maurices card during a shopping trip in-store last week and was approved. That card gave me a 22pt score boost. So I was thinking if other cards were soft pulls and could give a pump I might try. It seems like people have a bunch of these store cards in this thread. I only have 2cc so I'm not sure I want 10 store cards. Haha!
@Shellie wrote:I haven't tried yet. I am just now finding out about this. I was asked to apply for a Maurices card during a shopping trip in-store last week and was approved. That card gave me a 22pt score boost. So I was thinking if other cards were soft pulls and could give a pump I might try. It seems like people have a bunch of these store cards in this thread. I only have 2cc so I'm not sure I want 10 store cards. Haha!
If it asked you to apply, I don't think this app was a SP... did you enter your full SS#?
I am also in the process of trying to rebuild my credit and need to get a cc or something that is reporting and tried this trick. It didn't work for me either; I tried HSN; Lanebryant and also VS! I give up, guess I am just not meant to better my credit without having HP and getting denied!
It really works! I tried it on VS and it said I was pre-approved for $500 I didn't take it since I don't need it now. I was just wondering if it would work. I really want a Maurices card but will wait until I am out of the garden for that.
This trick worked for me on everything but HSN. Thats really the only one I would use. Bummer
They SP my EQ for HSN and I finally got the 500 card after I had a tax lien get magically removed. Before that they would not approve me. HSN was my last comenity card. I am addicted to HSN and my husband wants to destroy it. Closet watch HSN at work.
Finally got the shopping cart trick to work...
King Size $250
Fingerhut $300
JCrew $250
Ann Taylor $250
Small limits but its a start! Yeah!!! finally got some store cards!
Congrats. I tried for an Express card for my husband and that worked without a clitch but JCrew kept going back to the first page...he got approved for Express $500 limit.