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Shopping cart trick middle name issue?

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bigblue7722
Valued Contributor

Shopping cart trick middle name issue?

I have been trying to have shopping cart trick work sense I have started my rebuild last march. Finally tonight I was pre-approved for $500 to vs. I didn't take the card cause im in the garden and wont leave for a card I would not use. One interesting thing though, when I enter my billing info for vs it allows me to put it my middle name or in my case just my middle initial just like it shows up on my credit report. But then if I go to say king size It wont let me add a middle initial and sure enough I was not pre-approved for them and I tried a couple other sites too. I know each card is different so my credit may just not be good enough but it just seems weird to me. Anyone else have the same issue?

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 1 of 7
6 REPLIES 6
injustifiiable
Valued Contributor

Re: Shopping cart trick middle name issue?

Try sticking your middle initial with your first name in the First Name field?

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 2 of 7
ronstar7
Established Contributor

Re: Shopping cart trick middle name issue?


@bigblue7722 wrote:

I have been trying to have shopping cart trick work sense I have started my rebuild last march. Finally tonight I was pre-approved for $500 to vs. I didn't take the card cause im in the garden and wont leave for a card I would not use. One interesting thing though, when I enter my billing info for vs it allows me to put it my middle name or in my case just my middle initial just like it shows up on my credit report. But then if I go to say king size It wont let me add a middle initial and sure enough I was not pre-approved for them and I tried a couple other sites too. I know each card is different so my credit may just not be good enough but it just seems weird to me. Anyone else have the same issue?


Congrats on your approval and fyi obtaining credit via the shopping cart trick does not kick you out the garden because it is a soft pull. To my knowledge unless the rules have changed its only hp's that are frowned upon when gardening.

 

Hope this helps!

Starting scores 12/1/15 EQ 601, TU 626, EX 601

Current Scores 9/17/17 EQ 686 TU 702 EX 655 Goal 700+ across
UTL 7%
Last Inq: 9/20/17
Message 3 of 7
bigblue7722
Valued Contributor

Re: Shopping cart trick middle name issue?


@injustifiiable wrote:

Try sticking your middle initial with your first name in the First Name field?


I did add my middle initial for one of the sites in my first name Nope pop up workers. Today I did no middle initial for vs and got no pop up, then I cleaned my Internet history did it again with my middle Initial and it worked. Ugh lol

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 4 of 7
bigblue7722
Valued Contributor

Re: Shopping cart trick middle name issue?


@ronstar7 wrote:

@bigblue7722 wrote:

I have been trying to have shopping cart trick work sense I have started my rebuild last march. Finally tonight I was pre-approved for $500 to vs. I didn't take the card cause im in the garden and wont leave for a card I would not use. One interesting thing though, when I enter my billing info for vs it allows me to put it my middle name or in my case just my middle initial just like it shows up on my credit report. But then if I go to say king size It wont let me add a middle initial and sure enough I was not pre-approved for them and I tried a couple other sites too. I know each card is different so my credit may just not be good enough but it just seems weird to me. Anyone else have the same issue?


Congrats on your approval and fyi obtaining credit via the shopping cart trick does not kick you out the garden because it is a soft pull. To my knowledge unless the rules have changed its only hp's that are frowned upon when gardening.

 

Hope this helps!


I think for garding you can't add any new accounts only hard pulls for jobs or housing are allowed. I want more accounts but my dw already has the vs so there's really no need for it. Kinda of a catch 22

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 5 of 7
FocusedAndDetermined
Senior Contributor

Re: Shopping cart trick middle name issue?


@ronstar7 wrote:

@bigblue7722 wrote:

I have been trying to have shopping cart trick work sense I have started my rebuild last march. Finally tonight I was pre-approved for $500 to vs. I didn't take the card cause im in the garden and wont leave for a card I would not use. One interesting thing though, when I enter my billing info for vs it allows me to put it my middle name or in my case just my middle initial just like it shows up on my credit report. But then if I go to say king size It wont let me add a middle initial and sure enough I was not pre-approved for them and I tried a couple other sites too. I know each card is different so my credit may just not be good enough but it just seems weird to me. Anyone else have the same issue?


Congrats on your approval and fyi obtaining credit via the shopping cart trick does not kick you out the garden because it is a soft pull. To my knowledge unless the rules have changed its only hp's that are frowned upon when gardening.

 

Hope this helps!


SPs don't reset your garden clock, but new TLs do.  In other words, Comenity cards accepted reset your garden clock to day 1.

Message 6 of 7
Tyler45150
Valued Member

Re: Shopping cart trick middle name issue?


@bigblue7722 wrote:

I have been trying to have shopping cart trick work sense I have started my rebuild last march. Finally tonight I was pre-approved for $500 to vs. I didn't take the card cause im in the garden and wont leave for a card I would not use. One interesting thing though, when I enter my billing info for vs it allows me to put it my middle name or in my case just my middle initial just like it shows up on my credit report. But then if I go to say king size It wont let me add a middle initial and sure enough I was not pre-approved for them and I tried a couple other sites too. I know each card is different so my credit may just not be good enough but it just seems weird to me. Anyone else have the same issue?




 

Funny story I was just going to post the same thing. I got the Pre-Approval for VS and did it and I put a middle inital in as well. Then I tried Express, JCREW, and Abercrombie and NOTHING! Tried home internet, work internet, and my aircard with Incognito still doesn't work. I also noticed putting the middle initial in after the first name didn't work either....hmmmmm

My Wallet
Discover IT $5K/ Amex Plat $NPSL/ Amex PRG $NPSL/ Walmart MC 10K/ Amazon Store $10K/ Target MC $10K/ Chase Freedom $2500/ Chase Freedom 2 $500/ Chase Marriott VSig $5000/ Victorias Secret $2300/ US Bank Plat $1000/ US Bank College $1000/ US Bank Cash + VSig 5k/ Citi Costco VSig $6,700/ Cap 1 Quicksilver $5300/ AMEX Delta Reserve $11,200/ Amex BCP $25K/ Kohls $2000/ Cap 1 GM World Elite MC $12K/ NFCU Cash VSig $21K/ NFCU Flagship Rewards VSig 32.5k/ Fifth Third Trio $800/ USAA Rewards VSig 14k/ Sams MC 10K
Message 7 of 7
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