Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.

[CreditInspired]

Thanks @Nerd

And WooHoo on the Diamond. I can’t wait until I score one.

[CreditInspired]

This is a great plan @Tenaya. Keep your eyes on the prize.

[CreditInspired]

All

I am so enjoying reading everyone’s goals. They’re so refreshing and definitely reachable. Keep on forging ahead.

[Anonymous]

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@CreditInspired wrote:
@Very impressive @jamesA. What’s your total revolving credit to date?

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Thank you, CI.

I began this journey at the end of May 2018 with 20,250 in CL. My initial goal was 100K for year-end 2018. I've exceeded that as I'm presently at 176,300 (plus 800 Office Depot biz card -- lol Citi -- I guess they don't like my business prospects!) 

[UpperNwGuy]

Credit card goals for 2019:

1.  To incur no credit card interest charges for the fifth consecutive year.

2.  To add no new credit cards for the second consecutive year.

3.  To keep my FICO scores in the 800s for the fifth consecutive year.

4.  To transfer UR points to United miles for the airfare portion of two trips to Europe.

5.  To earn 25,000 UR points through regular spending.

5.  To earn $500 in cash back rewards through regular spending.

[Anonymous]

1. Garden, no hp’s until Oct 2020
2. Pay no interest
3. Cut out unnecessary cards, emphasize spend on Chase and Amex
4. 775 FICO

[Anonymous]

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@UpperNwGuy wrote:

Credit card goals for 2019:

1.  To incur no credit card interest charges for the fifth consecutive year.

2.  To add no new credit cards for the second consecutive year.

3.  To keep my FICO scores in the 800s for the fifth consecutive year.

4.  To transfer UR points to United miles for the airfare portion of two trips to Europe.

5.  To earn 25,000 UR points through regular spending.

5.  To earn $500 in cash back rewards through regular spending.

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Impressive accomplishments, and goals, sir. Nicely done. 

[UpperNwGuy]

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@Anonymous wrote:

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@UpperNwGuy wrote:

Credit card goals for 2019:

1.  To incur no credit card interest charges for the fifth consecutive year.

2.  To add no new credit cards for the second consecutive year.

3.  To keep my FICO scores in the 800s for the fifth consecutive year.

4.  To transfer UR points to United miles for the airfare portion of two trips to Europe.

5.  To earn 25,000 UR points through regular spending.

5.  To earn $500 in cash back rewards through regular spending.

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Impressive accomplishments, and goals, sir. Nicely done. 

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Thanks!  To put it in context, I carried balances and paid interest for 40 years.  Ten years ago, I had 95% utilization and was paying over $10,000 of interest each year.  I don't ever want to go back to that ugly place.

[CreditInspired]

High Fives all around to you @uppernwguy. Way to go on ##1-3.

[MrDFinance]

Product change my Old QuickSilver accounts .....Get approved for a Hotel Keeper card with a free anniversary Night ....Reach over 100k in TCL ....I’ve pretty much smashed all my other credit goals this year....Need to just garden to get deeper history and higher scores .....