CC goal is paying off the debts(CC debt) I occured moving into new house aka refrig/washer and dryer and all that good stuff along with some medical bills etc.. If I could knock that approx 20k off of my ledger in 2019 I will be a happy person.. Should get a nice refund due to new house and interest and the huge medical bills i incured so I might come close to that just from my refund check? I can only hope .
Note all is at 0% other than some of the medical crud which is a personal loan
#1 is actually gardening for me on the personal side. I think I got all I need. (I always say that)
#2 is to get 2 more business cards. Only got 1 so far.
#3 is to get CLIs wherever I can without HPs. However, the 1 I really want is definitely going to require a HP, but that's ok.
I lied in #2. I just got approved for another business card. 1 more to go.
I've only had one card for about 3.5 years, so my goals are pretty modest. Would like to open 3 new cards, and if I'm lucky get a CLI on my existing card (capital one, so shouldn't use a hard pull)
I guess another goal would be to get to 750 credit, but that might be a little ambitious lol 725 is much more realistic
Lol imaximous already broke his vow and we arent even in 2019 SMH. Ah well, guess thats why its choice #2
Nah. Why procrastinate when I can get a step ahead in 2018 😂
Goals for me
Garden of course ( this ones sooo hard LOL)
I am going to try and consolidate some cards ( NFCU and Penfed) and get rid of some others (mainly store cards), so I only have a couple of credit cards overall.
For the love of god wait for AMEX for a CLI on any of my cards lol
Read my lips...no new debt.
Get ready to live on retirement income within 5 years (7 years earlier than needed).