Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.

[Anonymous]

1.  I want to cut my CC debt in half in 2019.  I am a financial professional yet I am so ashamed that I am still trying to get a grip on my own personal finances.

2.  We wanted to help our disabled son purchase a home....not sure if we can pull that off or not.  He will be so disappointed.

3. Count my blessings. I need to remind myself to be grateful that I have wonderful husband who makes life easier to live; good health and I earn a decent buck to pay the bills.  After that, I am able to look at the first two items above trust that things will work out with discipline, patience and persistence.

Happy New Year everyone I hope you all are able to meet your goals in the coming year!

[marty56]

Hoping the Kiss Visa card come back again now that I would be able to qualify for it.

[Anonymous]

In May bring all three of my CCL to $25000 or above, keep my utilization under 7% with two paid to zero the entire year versus missing the last three months and in December start investigating travel cards for 2020.