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Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.

Valued Contributor

Re: Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.

Thanks @Nerd

And WooHoo on the Diamond. I can’t wait until I score one.


EX 792, TU795, EQ 799
|| NFCU CashRewards $25K || AmX ED $25K || Discover IT $15.7K || Macy's $15K || AmX Magnate $11.5K || NFCU Platinum $7.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 31 of 71
Valued Contributor

Re: Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.

This is a great plan @Tenaya. Keep your eyes on the prize.


EX 792, TU795, EQ 799
|| NFCU CashRewards $25K || AmX ED $25K || Discover IT $15.7K || Macy's $15K || AmX Magnate $11.5K || NFCU Platinum $7.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 32 of 71
Valued Contributor

Re: Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.

All

I am so enjoying reading everyone’s goals. They’re so refreshing and definitely reachable. Keep on forging ahead.


EX 792, TU795, EQ 799
|| NFCU CashRewards $25K || AmX ED $25K || Discover IT $15.7K || Macy's $15K || AmX Magnate $11.5K || NFCU Platinum $7.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 33 of 71
Established Contributor

Re: Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.


@CreditInspired wrote:
Very impressive @jamesA. What’s your total revolving credit to date?

Thank you, CI.

 

I began this journey at the end of May 2018 with 20,250 in CL. My initial goal was 100K for year-end 2018. I've exceeded that as I'm presently at 176,300 (plus 800 Office Depot biz card -- lol Citi -- I guess they don't like my business prospects!) 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (12/05/2018): FICO 08 EXP: 721; TU: 754; EQ: 747
2018 Goal Score: 720 across the board


Take the myFICO Fitness Challenge
Message 34 of 71
Valued Contributor

Re: Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.

Credit card goals for 2019:

1.  To incur no credit card interest charges for the fifth consecutive year.

2.  To add no new credit cards for the second consecutive year.

3.  To keep my FICO scores in the 800s for the fifth consecutive year.

4.  To transfer UR points to United miles for the airfare portion of two trips to Europe.

5.  To earn 25,000 UR points through regular spending.

5.  To earn $500 in cash back rewards through regular spending.

Chase Sapphire Reserve • PenFed Power Cash Rewards • and five cards in the sock drawer

No CC debt • No bonus chasing • No app sprees • No gift cards • No AZEO • No airline incidentals • No hotel cards • No store cards • No business cards • No authorized users
Message 35 of 71
Valued Member

Re: Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.

1. Garden, no hp’s until Oct 2020
2. Pay no interest
3. Cut out unnecessary cards, emphasize spend on Chase and Amex
4. 775 FICO
Message 36 of 71
Established Contributor

Re: Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.


@UpperNwGuy wrote:

Credit card goals for 2019:

1.  To incur no credit card interest charges for the fifth consecutive year.

2.  To add no new credit cards for the second consecutive year.

3.  To keep my FICO scores in the 800s for the fifth consecutive year.

4.  To transfer UR points to United miles for the airfare portion of two trips to Europe.

5.  To earn 25,000 UR points through regular spending.

5.  To earn $500 in cash back rewards through regular spending.


Impressive accomplishments, and goals, sir. Nicely done. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (12/05/2018): FICO 08 EXP: 721; TU: 754; EQ: 747
2018 Goal Score: 720 across the board


Take the myFICO Fitness Challenge
Message 37 of 71
Valued Contributor

Re: Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.


@James_A wrote:

@UpperNwGuy wrote:

Credit card goals for 2019:

1.  To incur no credit card interest charges for the fifth consecutive year.

2.  To add no new credit cards for the second consecutive year.

3.  To keep my FICO scores in the 800s for the fifth consecutive year.

4.  To transfer UR points to United miles for the airfare portion of two trips to Europe.

5.  To earn 25,000 UR points through regular spending.

5.  To earn $500 in cash back rewards through regular spending.


Impressive accomplishments, and goals, sir. Nicely done. 


Thanks!  To put it in context, I carried balances and paid interest for 40 years.  Ten years ago, I had 95% utilization and was paying over $10,000 of interest each year.  I don't ever want to go back to that ugly place.

Chase Sapphire Reserve • PenFed Power Cash Rewards • and five cards in the sock drawer

No CC debt • No bonus chasing • No app sprees • No gift cards • No AZEO • No airline incidentals • No hotel cards • No store cards • No business cards • No authorized users
Message 38 of 71
Valued Contributor

Re: Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.

High Fives all around to you @uppernwguy. Way to go on ##1-3.


EX 792, TU795, EQ 799
|| NFCU CashRewards $25K || AmX ED $25K || Discover IT $15.7K || Macy's $15K || AmX Magnate $11.5K || NFCU Platinum $7.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 39 of 71
Frequent Contributor

Re: Short & Sweet. What’s your #2 2019 credit card goal? Let’s assume gardening is #1.

Product change my Old QuickSilver accounts .....Get approved for a Hotel Keeper card with a free anniversary Night ....Reach over 100k in TCL ....I’ve pretty much smashed all my other credit goals this year....Need to just garden to get deeper history and higher scores .....

Current:

Wanted: No Rush
Message 40 of 71