2019 for me is all about combining limits and closing unneeded cards. Starting with the 11 AMEX cards I have which I will cut down to 5. I have 4 other cards on the chopping block as well. Hopefully I'm able to chop all 10 of them by Dec 2019.
My biggest goal is to open a specific new card in January - it's a secret cuz I don't want other people jacking my idea and potentially getting the institution to close that door. But I'll post in the forum *when* I'm approved . I'll be apping in January so I should know relatively soon.
My other main goal is to open a new Amex platinum, hopefully I can tag the 100k bonus on the vanilla one. Might open another Amex cc, probably the Hilton honors no fee card or if not then the everyday no fee card.
Other than that, keep everything paid off and don't get any accounts closed rofl.
Uh oh, can you say FOTM Smart man/ woman lol, we've trained you well. Get it before we break it. I like it. GIBWEBI
Goals for me
Garden of course ( this ones sooo hard LOL)
I am going to try and consolidate some cards ( NFCU and Penfed) and get rid of some others (mainly store cards), so I only have a couple of credit cards overall.
For the love of god wait for AMEX for a CLI on any of my cards lol
Say 10 myFICOS and pray that Remedios has mercy on your soul
Read my lips...no new debt.
Get ready to live on retirement income within 5 years (7 years earlier than needed).
Is that you Billy??😁
Lol imaximous already broke his vow and we arent even in 2019 SMH. Ah well, guess thats why its choice #2
Nah. Why procrastinate when I can get a step ahead in 2018 😂
Haha, actually, you did good. Get it out of the way now and 2019 is a clean slate
LOL. I did try, in fact. I applied for 2 business cards back to back, but one got denied. Sir Barclays wasn't too fond of the 11 new accounts I got this year