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Should I app for Chase Ritz card?

Established Member

Re: Should I app for Chase Ritz card?

I don't see why you wouldn't get approved. I applied and got instant approval about 2-3 weeks ago. My scores were lower than yours with utilization <10%  and way over 5 cards within the past year (I discovered the benefit of credit card rewards last year).  I plan to use my free night at the Tahoe or Hawaii Ritz. 

@Celicagt4 wrote:

With the current bonus the Ritz card looks very pleasing.  I've never stayed at a Ritz but I do stay at Marriott often, and with the current 5k spend bonus of 3 nights at a Tier 4 property such as the one on Maui, I want to make this happen since we are going to Hawaii next spring.  I believe I'll use alot of the cards features.  I'm scared of being declined though.


My Fico scores scores are EX 725 EQ727 TU 754, AAOA is 3 years, Utilization is 22% and PIF on every card I have.  (Other then the Blispay of course).  I opened a CSP in March 16, a Chase FU/Ink Plus in April of 16, and a Ink Cash in June of 16.  I believe Chase likes me because in the past month I've received an auto CLI on my FU and Ink Plus and have put almost 100k through all the cards combined and PIF. I did however have to recon denials on both the Ink cards and FU but have shown enough responsible use that they auto CLI those ones.  On top of those 4 chase cards in the past 6 months I also got approved for the Amex BCE and Capital One QS both of which I received CLI in the past month as well.  


Do you guys think I would get approved for the Ritz card?  


Message 11 of 13
Regular Contributor

Re: Should I app for Chase Ritz card?

I used my FREE nights at a lower level hotel. My reason being i vale the Club level more at the higher end locations. We have trips to Chicago Ritz this fall and St Thomas Ritz next summer. If tou can get this card and USE it it is the best card on the market today. Heck it beats the new CSR in benifits, the only place it loses is CSR has better points.
Thats why i have both and unless BOA or WF or any other bank steps up these 2 cards will be all i need.
Message 12 of 13
Valued Contributor

Re: Should I app for Chase Ritz card?

Some of you here have multiple high AF travel cards, Ritz, CSR, AmEx Platinum, JPM Palldium, and may be more. I just wonder if most of the folks just take the signon bonuses, or take full advantages of all the cards. 

Message 13 of 13
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