Let me Explain a bit my situation right now. My Credit score with credit karma is 661, and fisco from Sept 1st is 652. I have a chase joint with CL $7000, and my wife Cap one CL $ 750; a Cap One Secured card $ 451. I tried to applied few time with Amex in the past and get rejection. My mom husband added me to his business Amex card, even it does not report. I been getting couple of Amex Gold charge card, and Green one "You been selected to Apply" letter. I have 6 Hard Inquire, but I need to add one more credit line to get ready to buy a house in the coming year. Should I applied now??? Whats the chance of I get reject from them.
US Bank Secured Card: $1000 Cap 1: $500 Black list on the rest.