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Should I ask for a CLI?

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The-Credit-Disciple
Frequent Contributor

Should I ask for a CLI?

Great Morning Fico Fam😀!!
I just got approved for the Amazon Prime Store Card Last night. SL is $2000. Should I ask for a CLI immediately? And if so which number do I call? Thanks Fico Fam
Message 1 of 7
6 REPLIES 6
Gmood1
Super Contributor

Re: Should I ask for a CLI?

"Should I ask for a CLI?"
Only if you can get me one as well. lol
J/K Doesn't hurt to try. I was basically told I needed to wait before requesting one.
Their UW reminds me of the Marvel CC.
Not as giving as some of Sync's other CC's. Here's the number +1 877-379-8173.
Message 2 of 7
Anonymous
Not applicable

Re: Should I ask for a CLI?

I applied for the Amazon Prime Signature Visa and approved for 5k, when I logged on my limit was 6.3k

I’ve read that the automated system has a max approval display amount when in turn you may have been approved for more.

If this didn’t happen, I wouldn’t expect a CLI. However, if you’re in a dice rolling mood, “COME ON 7 WITH YO FUNKY A—“!
Message 3 of 7
Anonymous
Not applicable

Re: Should I ask for a CLI?


@Anonymous wrote:
I applied for the Amazon Prime Signature Visa and approved for 5k, when I logged on my limit was 6.3k

I’ve read that the automated system has a max approval display amount when in turn you may have been approved for more.

If this didn’t happen, I wouldn’t expect a CLI. However, if you’re in a dice rolling mood, “COME ON 7 WITH YO FUNKY A—“!

That only happens with the Chase Amazon Prime Visa.  The Synchrony store card, I believe, what you see is what you get.  You may be able to get a CLI if you ask, but you'll probably have to wait a few months.

 

Message 4 of 7
AverageJoesCredit
Legendary Contributor

Re: Should I ask for a CLI?

Usually 3 months before they may give a cli , ymmv of course.
Message 5 of 7
UpperNwGuy
Valued Contributor

Re: Should I ask for a CLI?

Sounds like a bad idea to me.  Use the card and build your track record first, then request a credit line increase.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
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Message 6 of 7
RonM21
Valued Contributor

Re: Should I ask for a CLI?

I don't think I would poke the bear on this one either. Get some history and then go for it. I maybe would try if there was more data to support that it is like a 50/50 shot, but I don't think that is the case on this one.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 7
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