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My credit is clean as a whistle now. I just checked my Citi offer.
I can make purchases at 0% interest for 9 months from the date account opened. After, it will go to 15.99
If within 9 months if I make any BT's I will get the 0% interest rate. No annual fee.
I don't use the card personally. I let Mom charge a small amount on it each month, and pay it immediately.
I don't pay interest on any of the cards I use.
@smallfry wrote:
Top tabs look under Tools. If it's not there you need to wait. Some cards I understand never get the free luv button. OP do not call just look for the CLI under tools.
I must have one of those. In 6 years I've never had an increase.
7/09 (myfico)
TU-742
EQ-779
CC interest free as of 8/09
Time can heal all wounds and a low FICO.
"Hello my name is Sandy and I'm a recovering crediholic".
at the top of the screen there is some buttons click the tools bar;;;;;;;scroll down and look for a credit increase
button if its there hit it and it wil tell you you can have x amount of dollars increase for a soft pull