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Should I be concerned?

tag
gtnitright
Regular Contributor

Should I be concerned?

MyFico report shows I have a mortgage with GMAC and OWEN who bought out GMAC. The same thing is showing up with Orchard Bank who is now being run by Capital One.
Will this have a negative affect on my credit since it appears I gave this huge mortgage ($400,000) which in reality is $250,000
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
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