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Should I close all of these cards?

tag
Anonymous
Not applicable

Re: Should I close all of these cards?

(Without any of these, you'd be at 11% UTL, right?)

1. I'd close Wal-Mart. It doesn't fit your needs.
2. I'd try and combine Citi limits. If you're going to PC the AA, I'd close it even if you're losing the CL.
3. If you're keeping the Citi AA, I'd close the Barclays. If not, I'd keep the Barclays.
Message 11 of 12
xaximus
Valued Contributor

Re: Should I close all of these cards?


@Anonymous wrote:
(Without any of these, you'd be at 11% UTL, right?)

1. I'd close Wal-Mart. It doesn't fit your needs.
2. I'd try and combine Citi limits. If you're going to PC the AA, I'd close it even if you're losing the CL.
3. If you're keeping the Citi AA, I'd close the Barclays. If not, I'd keep the Barclays.

+1. If you aren't utilizing it then might as well close it but if it has been open for some time. (AAoA impact) then I would think about it. If it will have no impact then makes no difference.



Scores - All bureaus 770 +
TCL - Est. $410K
Message 12 of 12
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