Should I close some cards.

clocktick · ‎09-03-2014

I'd get rid of the ones you don't want. I'd keep the Lowes card and ask for a CLI which is a SP. Also, you'll probably use the Lowes a lot more after purchasing your new home.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800

Starting Score: 648
Current Score: 736
Goal Score: 765

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cbracer1980 · ‎09-03-2014

Sent an email to Cap1 EO the other day and got a call back today with some not so good news. I asked to have my AF waived on my two cards and the possiblity of having my unsecured PC'ed to Venture card.

They wouldn't do the AF or the PC but they did offer to give me a lower rate on the two cards. I told them I didn't need the secured card anymore and to close that account, the unsecured has the QS cashback on it which is good but I won't use it all the much.

1 card closed 4 more to go.

Re: Should I close some cards.

Re: Should I close some cards.