Yes you call call BOA, ask the rep that answers to be transferred to Credit Card Services, and request a change. I think its ironic that I just got off the phone after requesting a product change on my BoA Cash Rewards card from Visa Platinum Plus to Visa Signature and you're asking to do the exact opposite.
@Anonymouswrote:Hi,
this is my first post on this forum. Just had my FICO scores purchased last week. WIth around 740 across all three. 4 yrs history.
As my second credit card, I applied for BofA Travel Rewards. But got the card with Visa Signature. It has 13,000 CL which I was happy about. But after searching on google, Visa Signature doesn't report total CL. I have a Cash Rewards Visa Platinum with 18,000 CL but carrying a balance of 8,000. The reason I applied the Travel Rewards is to get some travel credits and mainly to lower my utilization ratio...However, just noticed the BofA Visa Signature doesn't report CL..If I carry any balance on that card it will lower my utilization.... what should I do? Can I call BoA and have it changed to Visa platinum or MasterCard?
Also applied and approved for two Barclays last weekend.
A Uber $5000 CL and a Wyndham Rewards with only $1000(heard that two apps within same day count as 1 HP at Barclays so I applied Wyndham, feeling Wyndham useless..and Barclays discontinued the Arrival+)
Do you happen to know if Uber and Wyndham are Platinum or Signature.
I kinda hate Signature now. ... If so, can you request a product change? what are the pros and cons that I dont know about?
Give me some advice! First time posting.
@Anonymouswrote:Hi,
this is my first post on this forum. Just had my FICO scores purchased last week. WIth around 740 across all three. 4 yrs history.
As my second credit card, I applied for BofA Travel Rewards. But got the card with Visa Signature. It has 13,000 CL which I was happy about. But after searching on google, Visa Signature doesn't report total CL. I have a Cash Rewards Visa Platinum with 18,000 CL but carrying a balance of 8,000. The reason I applied the Travel Rewards is to get some travel credits and mainly to lower my utilization ratio...However, just noticed the BofA Visa Signature doesn't report CL..If I carry any balance on that card it will lower my utilization.... what should I do? Can I call BoA and have it changed to Visa platinum or MasterCard?
Also applied and approved for two Barclays last weekend.
A Uber $5000 CL and a Wyndham Rewards with only $1000(heard that two apps within same day count as 1 HP at Barclays so I applied Wyndham, feeling Wyndham useless..and Barclays discontinued the Arrival+)
Do you happen to know if Uber and Wyndham are Platinum or Signature.
I kinda hate Signature now. ... If so, can you request a product change? what are the pros and cons that I dont know about?
Give me some advice! First time posting.
Are you certain that BoA doesn't report the credit line on Signature Visa cards?
I know there was a time a few years ago where this was an issue, but I thought these days that all banks reported a credit line, with the account type of 'Flexible Spending Account' instead of 'Revolving', meaning that your utilization would be OK.
There's a lot of BoA siggy card holders around here... hopefully we'll have one that can confirm either way. 
All my Visa Sig cards report CLs, including BoA. I'm not sure where OP is getting this info from.
You'd be throwing away a lot of benefits converting the travel rewards card to a plain "white" BankAmericard.
