@climbinghigher wrote:
Just wondering what you guys would do.
My score stays between 730 to 735. I have 2 cc. 1 for 12 yrs. and one 6 mo.
All is clean except for 2 pr's.
I was denied by BOA. Their reasons were the pr's and not enough credit references.
The pr's should be gone in about a year.
I would like to build a 3rd reference while waiting.
Should I just do the Orchard or something like that for a year?
Would it hurt, help, or make any difference to AU on my wife's accounts?
I think it would help if you were on your wifes oldest
and best accounts. Especially since she is in 800 club.
I've put my neice on mine and it helped her
It also seems to me you could ask your local
bank for a small loan and use it help your credit.
