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Should I poke that bear?

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Frequent Contributor

Re: Should I poke that bear?


@sabrewulf152 wrote:

It was simple and painless when I PC'ed from Citi Double Cash to their Rewards+ card...


How long ago was that?

Current Cards:


Goal Cards:


Banks and Credit Unions:


Goal Credit Unions:



Income: $100k/year
Total CL: $151,700.00

Fico8 scores (as of 6/9/20):

Message 21 of 23
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Valued Contributor

Re: Should I poke that bear?

Your scores look good for this environment. Your AAoA looks a little short. But you're going after a PC, not a new card.

 

If I were in your shoes, I'd do it. Of course though, I would be OK if they denied me. If you had a lot of spend with your Citi card, I think that would help.

Scores, HPs/24 mos. (updated 10/09/20):
    Experian FICO Score 8 = 825, 1/24
    Experian FICO Score 9 = 813, 1/24
   TransUnion = 815, 1/24
    Equifax = 819, 0/24

Total 2019 rewards, incl. offers/deals = $1,709.07
Avg. rewards rate, incl. offers/deals = 3.92%

Total CL: $247,000

Cards (hover over for CL | interest rate | Date Opened):
Message 22 of 23
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Valued Contributor

Re: Should I poke that bear?


@ChazzieT wrote:

Thanks @seattletravels , when you say "just did", how recently are we talking?


About 2 months. 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 23 of 23
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